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A cebuana online loan is a great way to get money quickly. It does not require proof of income or security and is a convenient option for people with poor credit ratings.
The company has 2,200 branches nationwide. It also offers an appraisal calculator on its website to help customers determine the value of their items before pawning them.
It is easy to apply for a loan
If you’re looking for an easy way to borrow money, Cebuana has an online loan application that’s simple and convenient. They have a fast application to disbursement process and fewer documentary requirements. The Happy Loan product is a good option for people who need cash advance credit without the need to present proof of income or security. It is also less expensive than other types of loans, with transaction times averaging monthly.
The company offers a wide range of services, including cash advances, money remittance, and even industrial microloans. It also has a mobile application that lets you check your account and manage bills. In addition, you can use their eCebuana program to earn points for commission fees and e-load charges.
Moreover, you can even use their online calculator to find out how much your items are worth before pawning them. Simply input the item’s weight and karat purity to get an estimate of its value. It’s a great tool to use before you sell any precious metals.
To apply for a Cebuana quick cash loan, you must be a Filipino citizen with a permanent residency permit and a valid ID card. You must also be employed and have a stable source of income. You must have a mobile phone number and a bank account. You can pay your Cebuana quick cash loan in any branch nationwide.
It is convenient
In case of emergency, it is helpful to have a quick loan that you can manage. This is why a lot of people prefer to get loans from microfinance firms. These companies usually offer a small amount of money and require minimal documentation. The loans are easy to pay back and can help you improve your credit score. However, it is important to be aware of the fees associated with these loans.
The company also offers other services like pawnshop and Pera Padala, which is an instant remittance service debt consolidation loan . This allows you to send money to your family anytime, anywhere in the world. The fee is very low and the transaction takes place instantly. You can also use the service to pay your bills or buy E-load.
The company’s website also has an appraisal calculator, which will give you an estimate of how much your item is worth based on its weight and karat purity. This is a useful tool if you’re planning to pawn an expensive item. This way, you’ll be able to make sure that you’re getting the best value for your item. This is important because a small mistake can cost you a lot of money. You can also find a list of branches and their contact information on the website. This will save you time because you won’t have to look for them in person.
It is easy to manage
Cebuana lhuillier online loan is an excellent option for those who need a small amount of cash. The company offers flexible repayment terms and low interest rates, making it easy to manage your loan. It also has a handy loan calculator, which can help you determine how much money you need. You can also apply for a credit card through the company, which can help you build your credit score.
The company has an app called Cebuana Xpress, which allows you to pawn jewelry easily from the comfort of your home. The company offers several other financial services, including bill payment and remittances, and has many branches nationwide. This makes it a convenient option for Filipinos, especially those living abroad.
Another service that Cebuana lhuillier offers is Pera Padala, a money transfer service that provides some of the lowest rates in the country. The service also offers fast delivery times, and all rates are clearly published on its website. In addition, you can send funds to your loved ones abroad through the service, which is especially helpful if you’re traveling or working overseas.
This product is a perfect solution for employees who don’t have enough money to pay for unexpected expenses or emergencies. Unlike traditional loans, this type of advance has no interest fees and is quick to process. It also helps alleviate the stress that can come from having to borrow from a bank or loan sharks, who charge high-interest fees.
It is affordable
The Philippines-based Cebuana Lhuillier Group is a leading microfinance institution with more than 2,200 branches across the country. It offers a wide range of innovative microfinance products to suit the needs of the Filipino people. It also aims to provide financial inclusion for the whole population. These products include cash loans, pawnshop services, funds remittances, and even start-up industrial microloans.
These products are available 24/7, making them convenient for people who need cash urgently. They also offer competitive interest rates that are comparable to what other pawnshops and lending companies charge. Moreover, they do not require collateral, making them very affordable. The company also provides online eCebuana banking services that allow users to manage their accounts and discover sales evolution.
You can also avail of a Cebuana gadget loan, which lets you buy a new mobile phone or tablet. This type of loan is ideal for aspiring entrepreneurs who want to improve their quality of life. However, it is important to note that you must have a stable income to qualify for the loan.
Moreover, the company follows all regulations by the Securities and Exchange Commission (SEC) and has a license to operate as a financing business in the Philippines. You can check the license number by searching for the full name of the company on the SEC website.